I was wondering what I should do in case I get caught drunk driving. I’m 20 years old and I want to know how to deal with it in case the worst case scenario comes. Thanks and God Bless!

Jason

Dallas TX

You’ll need an SR-22 if you’re caught breaking the law in certain situations, in your case, DUI. After you get your license back, you have to file an SR-22 and along with your vehicle’s insurance. It’s an expensive process and only your state can determine when your SR22 can be lifted.

As soon as you got your license back, shop around for an auto insurance company that can provide you a service regarding your DUI case. There are lots of auto insurance companies out there especially if you’ll look for in the internet. Take this as your advantage, since most auto insurance company will battle over you as a new client.

To save money, combine your regular insurance with the SR22 on just one insurance company. Another way to lower your insurance cost is to make your deductible a bit higher. A good tip on deciding to get a higher deductible is to open a savings account. Save money for it and make monthly payments. Once your saved money matches your deductible, you can opt to stop and let it grow on interest. You can also do this tip with any other deductible you might have, whether it be health or home insurance. Once the interest is high enough, you can use it for as investment or you can let it go as an emergency fund. This tip will not only save you money but it will also serve as a responsibility to oneself or your love ones.