National High Risk Pool to Be Established Within 90 Days – Existing State High Risk Pools Ready to Answer the Call – Yahoo! News

MINNEAPOLIS, April 2 –

MINNEAPOLIS, April 2 /PRNewswire-USNewswire/ — U.S. Department of Health and Human Services (HHS) Secretary Kathleen Sebelius today issued a letter to governors and independent insurance commissioners asking each state to express their interest in participating in the temporary high-risk pool program established by the new health insurance reform law. States were provided a number of options for participation including building upon existing state high-risk pools. Secretary Sebelius specifically notes that “In reviewing the existing state high risk pools, there is much common ground in the benefits currently provided.”

Leaders of existing state high risk pools are letting it be known they are ready and prepared to assist the Secretary in her goal of building on existing state programs in this important initiative to provide expanded access to health coverage for persons with pre-existing conditions who cannot otherwise obtain health insurance.  

“We were pleased to hear Secretary Sebelius's comments on the potential role that state high risk pools can play in this first critical leg of health reform,” says Vernita Bridges-McMurtrey, Board Chair of the National Association of State Comprehensive Insurance Plans (NASCHIP), which represents risk pools nationwide.  ”There is no question in our minds that we can accomplish this first leg of health reform better, faster, and less expensively for the national risk pool. The country's 34 state high risk pools are uniquely positioned to serve as an immediate mechanism to efficiently administer this interim expansion of health care for Americans who have been uninsured for six months and who have pre-existing conditions.  Many of these pools have been serving Americans with pre-existing conditions for more than 20 years.”

NASCHIP and its member state high risk pools have been gearing up in recent months for what they hope will be a central role in health reform.  ”The existing high risk pools have already invested the time and funding into developing the infrastructure necessary to serve high risk individuals.  Implementing the national risk pool would simply mean adapting our infrastructure to the requirements laid out in the health reform legislation,” said Ms. Bridges-McMurtrey.

“NASCHIP state high risk pool executive directors also look forward to providing technical assistance to HHS for fast track implementation of the new federal high risk pool in states that lack an existing high risk pool.  NASCHIP and its member pools have a long history of collaboration with one another and with the federal government in assisting new risk pools through implementation and in administering federal risk pool funding,” said Ms. Bridges-McMurtrey.  Since 2003, state risk pools have received federal funding under a grant program established under the Trade Adjustment Assistance Act.  Up to $ 75 million per year has flowed into eligible state high risk pools to assist in offering premium subsidy programs, funding disease management programs and improved benefits for risk pool enrollees.  Some of the funding has also helped defray pool operating losses.

“Federal funding has meant a great deal to state risk pool members nationwide over the years, especially lower income individuals who otherwise might not be able to access coverage, ” noted Ms. Bridges-McMurtrey.

Additional information is also available at  www.naschip.org.

SOURCE The National Association of State Comprehensive Health Insurance Plans (NASCHIP)

Laura

Dallas Texas

I believe that buying an auto insurance comprehensive coverage is very beneficial because it includes all direct and accidental losses not caused by collision to your insured vehicle or to the vehicle you damaged. Since auto repair costs can be surprisingly expensive, an auto insurance comprehensive coverage will help you financially.

An auto insurance comprehensive coverage is a very important component of the driver’s overall car insurance policy in Dallas. By understanding your car insurance policy and coverage limits; you’ll be less worried and more relaxed if anything happens. If you live in a dangerous neighborhood or simply want to be worry free in the years ahead, there is no safer move than getting an auto insurance comprehensive coverage to safeguard you in situations that don’t necessarily involve other drivers or vehicles.

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• damaged by environment-related events like: hail, storms, water, flood , earthquake and other natural disasters
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• Fire, broken window or windshields, breakage of glass, explosion
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Anna

Dallas Texas

Here are the some important reminders that can help you lower your car insurance premium in Dallas.

1. If you still live with your parents, its is cheaper if you stay in their policy because it sis the easiest way to get cheap college student auto insurance.

2. College student auto insurance discounts are given to students who commute a short distance to work and school. This is often referred to as low mileage discount.

3. If you are under 25 years of age with a grade point average of a “B” or higher, you may be qualified to get good student discount with auto insurance.

4. Drive an older car. If you have an older car it is better not to get collision or comprehensive insurance.

6. Obtain various quotes online to find affordable college student auto insurance without having to provide the same information for each insurers.

7. Keep a clean driving record.

8. Avoid having DUI in your record because you may not be qualified for auto insurance policies offered by reputable cheap insurers.

9. Various car insurance providers offer discounts for college students who carry both their renters and auto insurance policy with the same insurers.

10. Car insurance providers use your zip code to help determine your risks as a driver. If you live in an area where there is a high traffic density and crime rate, you will expect your car insurance premium to be quiet high.