I hope you’ve been enjoying my posts lately. I thought I might do something different today and rustle up a few bits of info from around the WWW. These are some of the news items and blog posts that have been popular over the last few weeks. Leave me your thoughts.

Speeding Tickets: 65 issued per minute and other fun facts

or "How is much is my insurance going to go up now?" Thanks to our friends at autoinsurance.org, we have answers to those questions and many more in the …   Read More…

DUI dragnets snag other offenders

Many are working and living in the US illegally, leaving them no option for getting licenses or auto insurance. In a two-hour period, police stopped several …   Read More…

Checkpoints Don't Catch Many Drunks But They Rake in the Bucks

Tracy Wood A car is headed for impound after being stopped at a recent DUI checkpoint in Fullerton. Posted: Thursday, April 8, 2010 9:15 pm | Updated: 9:16 …   Read More…
That’s all the news for today guys, so until next time, thanks for stopping by.

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Hey Readers! I’ve been comin across some crazy stuff the past few days from a few different blogs around the web which I just had to share with you. Check em out below…

DUI Auto Insurance-The High Cost of Car Insurance after DUI or DWI …

The impact of being charged with driving under the influence (DUI) or driving while intoxicated (DWI) spans more than just appearing in court and.

Auto Insurance Quotes – Keep Your Car Insurance Affordable …

Auto Insurance Quotes – Keep Your Car Insurance Affordable When comparing auto insurance quotes, you should keep in mind that a number of factors.

Can I get full coverage insurance after a DUI in Colorado …

The price doesn't matter. I rolled my car and blew above a 2.0 if that part matters. Trust me, I learned my lesson for all of you who are gonna preach to me. I.

Hope you enjoy the read as much as I did and please if you have something to say, use the comments form below to let everyone know your thoughts.

Have a great day!

How To Change Auto Insurance Companies
 by: Matt McWilliams

Changing Auto Insurance Companies May be Easier Than you Think!

There are many reasons why you may choose to change your auto insurance coverage to another company. Perhaps you’ve found another company that offers you the same amount of coverage for considerably less money. You might have changed jobs and are eligible for a group discount through another insurer, or maybe you’re unhappy with the service that your present company provides. With the growth of the internet and quote comparison sites, investigating your options has never been easier!

Why change to a new Auto insurance carrier?

You need to regularly review your auto insurance coverage to make sure that you are receiving the best insurance value for your money. You will discover that it pays to shop around. In some states, premiums for identical policies vary widely among different auto insurance companies. The reasons for this price variation can be very complicated, but they boil down to a company’s claims experience with policyholders in a coverage group (e.g. people of similar age, number of accidents, type of vehicle). For example, if a large number of people in a coverage group files claims during a given year, their rates will likely rise. When this happens, better discounts and lower overall premiums may be available at other insurance companies. When you decide to switch your auto insurance to another company, you’ll find that it’s fairly easy to do so.

How to cancel your old Auto Insurance policy

Generally, all you need to do to cancel your auto insurance policy is to inform your insurance company in writing, specifying the date you want the policy canceled. In some states, the new agent must notify the previous agent of the policy change. Some auto insurance companies ask the policyholder send back the actual printed policy. The insurance company will send a cancellation request form that will need to be signed and returned. Examine the form carefully to make sure that all information regarding the policy is correct. If the form is not received within two weeks of sending the letter, call the agent or company immediately to check on the status of the cancellation. Don’t just walk away from the old policy without formally canceling it. Each state requires that auto Insurance policies be cancelled with notice, thus the insurance company might assume one wished to continue the coverage, and it might eventually terminate the policy for failure to pay premiums and report the lack of coverage to the state Department of Motor Vehicles. This can hurt your credit rating and ability to get a new policy.

Be sure to get a new Auto Insurance policy first

Always have a new policy in place before canceling the old auto insurance coverage. Otherwise you might have a gap in protection for a day or more! Most states require all drivers to carry a minimum level of auto insurance and most insurance companies require policyholders to present proof of new coverage before they will cancel an active policy. The new company will be able to time the beginning of the new policy to coincide with the cancellation of the prior coverage.

When to Change Auto Insurance policies

At Renewal

Renewal is a convenient time to change auto insurance policies, as you don’t have to wait for a refund from your current carrier. A renewal notice will be sent to you approximately 30 days before a new policy begins, depending on the regulations in your state. Should you decide to switch companies, you’ll need to have a new policy by the time the current policy renews. Though a company might say there is 10-30 days to get your payment in before a policy terminates, you do not have coverage until the carrier receives the payment. If you have an accident during this time period you most likely will have no coverage since the premium wasn’t paid!

Anytime:

All Auto insurance policies contain a provision allowing you to cancel your policy with proper notice at any time. In a few states auto insurance companies “short rate” the policy that means one pays a penalty for canceling before the policy renews. Most insurance companies pro-rate their policies so there is no penalty. The advantage of switching before the renewal date can save you a lot of money. For example if you have a policy that runs from Jan 15th to Aug 15th and you have an accident or ticket that will be over 36 months on March 15th. By switching Auto insurance companies on March 16th, you get a discount for having a clean driving record. Your current carrier won’t apply this discount until the policy renews on August 15th! This can save you Hundreds of dollars immediately!

How long does it take to change Auto insurance?

When you change auto insurance companies, the new agent or insurer can generally change carriers while you wait! Generally they’ll just need a copy of your current declaration page, driver’s license and down payment to get the policy issued.

So why not get started today and Get Free Auto Insurance Quotes from Top Companies?

About The Author

Matt McWilliams is one of the co-founders of HometownQuotes.Com, an online insurance quotes web site. He is originally from Pinebluff, NC and attended Middle Tennessee State University. He is considered an expert in the field of online insurance shopping and finding new ways to help consumers save money on their insurance. For more information visit http://www.hometownquotes.com.

So, if you’re seriously looking for the most affordable SR22 auto insurance in Dallas available you’ll need to at the very least put in your zip code and get several free no obligation rate quotes from our top providers in the area. Summertime is coming and kids are out of school so don’t be caught without the proper car insurance in Dallas.

James

Grand Prairie,TX.

James,

An SR22 filing is a procedure for filing your DUI insurance with your state department of motor vehicles office. It’s the process of actually filling out the form with them forming the guarantee that you have the required high risk DUI auto insurance which is required after

conviction.

The SR22 is required to be kept on file at the DMV for a minimum of 3 (three)years and could be possibly longer depending on the circumstances of your offense. It is a type of high risk auto insurance that came about because the state decided that people with drunk driving convictions were a danger on the roadways. They determined that in order to re-acquaint those offenders with the driving public they would need to be assured that they would carry a specific amount of coverage due to the increased risk that these very same DUI offenders have the potential to re-offend and possibly cause bodily harm or property damage.

Excellent Question.

Beth

Plano, TX.

Beth,

Generally, the biggest issues that will get you classified as a high

risk driver are traffic violations, dui/dwi offenses, and previous at-fault accidents. It is the best practice to be honest with your insurance agent when talking to the about your past driving history. If they find out later that you lied, or didn’t tell the whole truth about your driving past, they often times can, and will, cancel your car insurance policy.

High risk drivers can find cheap car insurance with online car insurance

quotes. This is the easiest method and the most time saving. Why? Instead of driving all over town looking for the right agent wasting time and gas, using online car insurance quotes for finding cheap car insurance for high risk drivers will save you time and money.

The internet has made it really easy to find cheap car insurance online. High risk drivers can be younger drivers that don’t have a lot of experience, or older people that have had an increase in accidents or claims. Road rage incidents and DUI/DWI arrests can also classify you as a high risk driver.

Great Question.

Mary

Dallas, TX.

Mary,

When shopping for SR22 auto insurance the way to get the most affordable policy is to get rate quotes from as many different sources as possible. The DUI, DWI, & SR22 quotes are free and there is no obligation to use any insurance company by getting a quote from them.

But sometimes to get affordable DUI,DWI, or SR22 in Dallas, Texas you’ll have to shop with a specialized broker who can show you all policies available to you. Or an easier way is the internet and do some comparison shopping where you can look at different quotes at your on leisure.

Thank you for asking this question. I hope this website helps you make a decision in this matter.

Alice

Dallas, TX.

Alice,

If you get canceled or rejected from any of the large auto insurance carriers. There are plenty of options for your SR22 auto insurance in Dallas. The first thing you need to do is to find a qualified broker who can provide you with rate quotes from insurance companies that would be willing to insure you.

Using a free online quote website like this one is fast and painless way to get all the quotes you need on Sr22, DUI auto insurance rates in Dallas. You simply input your information once and are rewarded with a wide variety of quotes from SR22 insurance companies serving your area, including those who specialize in high risk drivers. The more quotes you have to compare, the better your chances of finding a good deal on your SR22 insurance needs.

Good Question Alice.

Frank

Woodlands,TX.

Frank,

The best way to get SR22 insurance forms is to go online and seek out reputable auto insurance companies, then you can get instant quotes and forms for your SR22 insurance .

It is a process of filing DUI insurance with your states Department of Motor Vehicle. This insurance that is required after one has been convicted of a DUI.

This is kept on file for a minimum of 3 years maybe longer depending on the situation. It guarantees the DMV that you will have the proper high risk SR22 insurance required. Then if you you ever lapse in your payments the DMV will be notified immediately.

Wonderful Question Thank you for asking Frank.